Morgan was the first child of wealthy parents Timothy and Emma Morgan Owen living at St Asaph, Wales and as such as educated at private schools at Rhyl and Shrewsbury before gaining a place at Oxford University.

He was a natural sportsman excelling at football for which he represented his schools and gained a blue at Oxford.

While he was still at oxford he began playing high level amateur football for Corinthian Casuals and occasional games as a professional for Nottingham Forrest and Glossop North End. he was capped twelve time for Wales.

On leaving University Morgan became a teacher and was employed at Forrest School, Walthamstow.

While at Walthamstow, in 1905,  he joined the 4th Battalion, Essex Regiment as a Territorial soldier, training at their local bases. Although he was later to change schools to Repton once war was declared he was quick to report for duty with the 4th Essex.

Following training along with the rest of his Battalion, Morgan made the trip by sea in 1915 to Gallipoli where he fought through that campaign bring promoted to Major but in late 1915 he was invalided home to the UK.

Morgan rejoined the Battalion in Egypt to continue the fight against the Turkish Army but in December 1916 was seconded to the 11th Battalion Rifle Brigade in France where we was to serve with the 1oth and 11th Rifle Brigade rising to Lt Col by the end of the war.

Morgan was an active officer who was injured several times. Perhaps the most serious occurred when he was leaving his tent when a German bullet hit his service revolver which deflected it into his arm, breaking the bone badly enough so that it had to be pinned meaning that he would no longer be able to play football at a high level. Had the bullet not hit the revolver the probability is that the wound would have been fatal.

After the war Morgan returned to education as a teacher but he continued to play a role in the military with the command of Derbyshire Home Guard during the Second World War.